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by Jimmy Sweney There is no perfect cover letter format. However, if you want to write that job application cover letter, you certainly need to stick to some particular guidelines. * Indicate the name of the person you are targeting Try to be specific when you address your letter. You want to mention the exact name of the person you are addressing to. Avoid "Dear Sir", "Dear Madam", or "To Whom It may Concern". * Target your job application cover letter to one single company If you are mass-writing letters, you should get rid of any reference to other companies. This is a major turn off when an employer reads the name of other companies you have left in your letter by mistake. * Use normal paper to type your letter Your paper has to be a normal white paper. Trying to impress with a different style or colour of paper is a big turn off. * Use humour You want your personality to stand out in your cover letter. Use a bit of humour to show off that personality. Humour in a resume is not a good idea as it has to stay formal. However, in your cover letter

by Jeremiah Wright More apples are grown in Great Britain than any other fruit. The reason of course is that the climate suits this fruit particularly. Apples can he grown to start the season in August, and to end the season in June by an eating variety like Easter Orange, which keeps perfectly in store. Thus with the exception of about six weeks one can be eating one's own apples all the year round. Narrow blades are provided for getting in between V-shaped crotches formed by two branches growing out of the main trunk close together. It is also possible to buy a saw with a slightly curved blade which acts chiefly with a downward pull. For renovating neglected orchards, these curved blades are often fitted to a long handle, so that a pruner can use them when standing on the ground, and thus saw off a branch some way up. All saws must be kept sharpened, and the teeth must be properly set. There are hand tooth-setting tools which can be bought for this purpose, while the edges of the teeth can be filed to keep them sharp. It always helps if a little oil is applied to the

by Paul J. Easton Getting rid of debt, especially with credit cards, is simpler than you think. It only requires a bit of discipline from your end. The first step in getting started with eliminating debts is simply avoiding debt totally. This requires you to stop any new spending using your credit cards and, most importantly, finding yourself getting over that impulse to purchase unnecessary objects to end up collecting dusts in your closet. This takes us to the next step to examine all of your past and current spending. Getting over that impulse might be easily said than done but it starts somewhere to finally realize that spending with a purpose is practically more important than your shopping spree every now and then. Find out by the numbers how much money you can set aside towards paying off your credit cards if you become conscious with your purchases. Then, when all is done, it is time to finally start paying off that debt. Credit card companies generally offer minimum payments ranging from 2 - 2.5% of the current outstanding balance. With the current balance of $1,000, you can simply pay a minimum payment of $20 - $25 for the